Every customer likes to get rewarded and that’s the reason why reward credit cards are extremely popular amongst the individuals. Reward credit cards can make your experience of utilizing and possessing a credit card more gratifying. However, you have to make sure that you select reward credit cards that suit your requirements and not just get tempted by unnecessary features, incentives and bonuses. In order to enhance the advantage you avail from your rewards card, it is essential to select one that allows you to earn rewards for your most preferred things. Here is the comparison of features and charges associated with rewards credit cards of different companies-
• Capital one VentureSM Rewards Credit Card: It is the most rewarding card if you desire for free flight tickets. This card provides reward of 2 miles per dollar on each purchase. Customers can redeem their miles for any travel expense. There is no limit on the miles they can earn and they won’t get expired. Foreign transaction fees related with this rewards credit card are negligible. There are no introductory fees during the initial year, but after first year onwards they have to bear $59 per annum.
• Chase Freedom Bonus Cash Back: This reward card is for those people who possess outstanding credit history and against whom no bankruptcy and delinquency cases are filed. Customers can earn up to $200 as cash back after making purchases of $500 in initial 3 months. There are no annual fees associated with this credit card and rewards achieved never get expired. Customer can earn 10% of cash back when he does online shopping at selected merchants through this rewards credit card.
• Citi ThankYouSM Preferred Rewards Card: This card offers five thank you points for each $1 spent on transactions made at drug stores, supermarkets and gas stations for initial one year. There is no limit on the number of points a customer can earn. Customer can redeem points in the form of travel rewards, merchandise and gift cards. There are no introductory charges on balance transfers and purchases for first year. After that the charges will vary from 12.99% to 22.99% depending upon the scheme.
Before selecting rewards credit card, look for specific advantages provided by various credit card issuing companies to find the perfect fit for you. Credit card which provides cash back and coupons for online transaction would charge higher than other common credit cards. If you often involve in online shopping, then select one which offers higher rewards from online transactions.